Business Insurance
Professional Indemnity Insurance
Cover guidance for businesses that provide advice, design, consulting, or professional services.
Professional indemnity insurance is designed for businesses whose clients rely on their judgement, advice, designs, or specialist work.
Cipher can help compare policy wording, retroactive dates, exclusions, and contract requirements so the cover aligns with how the business actually earns revenue.
Common questions
Who needs professional indemnity insurance?
Businesses that provide advice, designs, recommendations, consulting, or specialist services may need cover for allegations of professional error or negligence.
Is professional indemnity the same as public liability?
No. Public liability usually deals with third-party injury and property damage, while professional indemnity relates to claims arising from professional services or advice.