Business Types
Cover built around how you operate.
Rather than starting from an insurance category, start from your business. Each of the following brings together the covers that are typically relevant to businesses that operate this way.
High Risk Trades
Cover built around scaffolding, demolition, asbestos removal, excavation, tree work, steel fixing, crane hire and welding, the trades with the narrowest insurer appetite.
Builders
Cover built around the design responsibility builders take on, for residential builders, commercial builders, multi-dwelling developers and building designers who also construct.
Manufacturing & Import/Export
Cover built around product liability for manufacturers and importers, machinery cover for production equipment and the goods flow risk that comes with importing, exporting and distributing.
Store-Based Retailing
Cover built around how a retail business actually runs, for cafes, retail shops, convenience stores, bottle shops and boutique retail.
Recruitment & HR Consultants
Cover built around placement and employment advice rather than physical risk, for recruitment agencies, labour hire and staffing firms, executive search firms and outsourced HR consultants.
Financial Institutions
Cover built around lending and valuation risk, for private and non-bank lenders, mortgage and investment fund managers and trustees, asset and equipment finance providers and mortgage and finance brokers.
IT & Technology Consultants
Cover built around systems and technical advice, for software and systems developers, IT and network support providers, cybersecurity consultants and cloud and data consultants.
Construction & Engineering Consultants
Cover built around design, measurement and certification risk, for civil and structural engineers, mechanical and electrical engineers, quantity surveyors and building certifiers and surveyors.
Marketing & Digital Consultants
Cover built around campaign, creative and platform-access risk, for digital and performance marketing agencies, branding and creative agencies, marketing and communications consultants and social media and influencer marketing agencies.