Cipher Insurance

Plant and Equipment

Tools of Trade Insurance

Cover guidance for trades, contractors, and operators who rely on tools to keep working.

This page needs Jack’s approved wording.

Content to confirm:

  • Which trades and contractors this page should speak to.
  • Tool theft and accidental damage scenarios.
  • Vehicle, site box, and overnight storage requirements.
  • How tools cover fits beside public liability and business pack cover.

Common questions

What details should Jack confirm for this page?

Target trades, typical tool values, storage requirements, and theft exclusions should be confirmed before launch.